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Loss Prevention

Insurance is great, but prevention is better

They say that an ounce of prevention is worth a pound of cure. Think of insurance as the cure (sort of) to a number of bad things that could happen to you or your family. Yes, if you have a fire or a theft, insurance will help you pick up the pieces. But most people who have had their house burn down — even those with great insurance coverage — will tell you that they would prefer if it had never happened in the first place. Insurance gives you financial peace of mind. If you have the right coverage, no theft, fire, accident or hurricane can leave you broke. However, there are certain things that insurance cannot fix.

For example:

1. If your wedding ring or a priceless family heirloom is stolen in a break-in or lost in a fire, insurance may cover the actual market value of the item, but the sentimental value cannot be replaced

2. If your basement is flooded and all your family photos are destroyed, you will feel a tremendous loss, even though the photos have no monetary value.

Insurers are in the business of compensating people when they suffer losses. Being so close to so many human tragedies, insurers are passionately committed to loss prevention. They know that it is better to avoid suffering than to try to make up for it.

Delsan Group is there to service your needs in Commercial & Personal lines insurance.

For more information, contact the Delsan Group.

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