{"id":2129,"date":"2019-04-26T13:07:36","date_gmt":"2019-04-26T13:07:36","guid":{"rendered":"http:\/\/new2019.delsangroup.com\/le-pouvoir-de-linteret-compose\/"},"modified":"2022-09-04T20:46:10","modified_gmt":"2022-09-04T20:46:10","slug":"le-pouvoir-de-linteret-compose","status":"publish","type":"post","link":"https:\/\/delsangroup.com\/fr\/le-pouvoir-de-linteret-compose\/","title":{"rendered":"Le pouvoir de l\u2019int\u00e9r\u00eat compos\u00e9"},"content":{"rendered":"<p>Albert Einstein once said that compound interest coupled with time was the most powerful force of all time. C\u2019\u00e9tait un type tr\u00e8s malin!<\/p>\n<p>L\u2019int\u00e9r\u00eat compos\u00e9 est vraiment un concept math\u00e9matique qui montre le pouvoir de faire l\u2019int\u00e9r\u00eat non seulement sur votre principal mais aussi sur l\u2019int\u00e9r\u00eat. Si vous avez $1000 et que vous faites 5 int\u00e9r\u00eats, apr\u00e8s la premi\u00e8re ann\u00e9e, vous aurez $1050. Si vous laissez le compos\u00e9 d\u2019int\u00e9r\u00eat, la deuxi\u00e8me ann\u00e9e, vous ne fera pas $50 d\u2019int\u00e9r\u00eat \u00e0 nouveau, mais plut\u00f4t $52,50 d\u2019int\u00e9r\u00eat parce que vous faites 5 hors de la $1050. Apr\u00e8s la deuxi\u00e8me ann\u00e9e, vous aurez $1102,50. In the third year, you will have $1157.63<\/p>\n<p><strong>La r\u00e8gle de 72.<\/strong> La r\u00e8gle de 72 est un moyen facile d\u2019estimer l\u2019effet de la compoundage. Fondamentalement, la r\u00e8gle de 72 fonctionne comme \u00e7a. Prenez un taux d\u2019int\u00e9r\u00eat comme 5 et divisez ce nombre en 72. 72 divis\u00e9 par 5 \u00e9quivaut \u00e0 14,4. La r\u00e9ponse est le nombre d\u2019ann\u00e9es qu\u2019il faut pour l\u2019argent pour doubler. En d\u2019autres termes, $1000 \u00e0 5 sera doubl\u00e9 \u00e0 $2000 en 14,4 ans. \u00c0 6 ans, il ne faudra que 12 ann\u00e9es pour que l\u2019argent double en valeur. Une augmentation de 1 du taux d\u2019int\u00e9r\u00eat r\u00e9duit le d\u00e9lai de 2,4 ans.<\/p>\n<p><strong>Les cl\u00e9s pour faire travailler l\u2019int\u00e9r\u00eat compos\u00e9 pour vous:<\/strong><br \/>\nTime \u2013 Investing early is very advantageous because with the math of compound interest it plays a big role in helping you to grow your money. L\u2019int\u00e9r\u00eat et le temps compos\u00e9s ont parfois \u00e9t\u00e9 d\u00e9sign\u00e9s comme la huiti\u00e8me merveille du monde. Nous allons vous montrer un exemple rapide des avantages de commencer t\u00f4t.<\/p>\n<p>But first, here is my question to you; If someone would offer you to choose from one of the following two options, he is ready to give either a onetime lump sum of $10,000 OR he can give you for the next 30 days starting today with one penny, tomorrow 2 pennies and will go on to give you every day double the amount of the day before until the 30 days end, which of the 2 choices would you choose?<\/p>\n<p>\u00eates-vous pr\u00eat pour mon choix? Je choisirait le Penny doubl\u00e9 tous les jours pendant 30 jours, pourquoi? although that in the first week it does not even reach to be worth one dollar, at day 30 it is already worth more than $5,000,000 and if these 30 days would of started only one week late with the first week missing it would be worth at the end only approximately $100,000 this is the power of time, the power of doing it earlier with 7 days!!!<\/p>\n<p>Cindy Elizabeth a 25 ans et commence \u00e0 investir $1000 par ann\u00e9e tout de suite. Elle investit $1000 par an pour les 10 prochaines ann\u00e9es pour un total de $10 000, mais se marie, commence \u00e0 avoir des enfants et veut rester \u00e0 la maison avec les enfants afin qu\u2019elle quitte le travail.<\/p>\n<p>Le fr\u00e8re jumeau d\u2019Elizabeth, regrett\u00e9 Larry, a pris un peu de temps pour voyager en Europe. Il est ensuite revenu et au lieu de travailler a d\u00e9cid\u00e9 de retourner \u00e0 l\u2019\u00e9cole et obtenir un autre dipl\u00f4me. He starts working at the age of 35 and starts putting away $1000 per year for the next 30 years. Over that 30 years, he invests a total of $30,000 which is three times more than his sister Elizabeth.<\/p>\n<p>At age 65, Elizabeth and Larry compare portfolios and Larry is shocked to see that he only has $122,346 compared to Elizabeth\u2019s portfolio of $157,435. Even though he invested 3 times the money, he has less because compounding plays a big role if you can start investing sooner than later.<\/p>\n<p>Compound interest is an old concept but is very powerful and such an important one to know.<!--:--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Albert Einstein once said that compound interest coupled with time was the most powerful force of all time. C\u2019\u00e9tait un type tr\u00e8s malin! L\u2019int\u00e9r\u00eat compos\u00e9 est vraiment un concept math\u00e9matique qui montre le pouvoir de faire l\u2019int\u00e9r\u00eat non seulement sur votre principal mais aussi sur l\u2019int\u00e9r\u00eat. Si vous avez $1000 et que vous faites 5 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-2129","post","type-post","status-publish","format-standard","hentry","category-blog-fr","entry"],"acf":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/posts\/2129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/comments?post=2129"}],"version-history":[{"count":1,"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/posts\/2129\/revisions"}],"predecessor-version":[{"id":3546,"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/posts\/2129\/revisions\/3546"}],"wp:attachment":[{"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/media?parent=2129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/categories?post=2129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/delsangroup.com\/fr\/wp-json\/wp\/v2\/tags?post=2129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}