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Does your Business Qualify for the Small Business Gains Exemption?

By Yisroel Sandel on February 01, 2016

As a business owner, you may be aware that when you dispose of shares in your business you could receive an exemption on all or a portion of the capital…

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Taxation of Life Insurance – New Rules Offer a Window of Opportunity

By Yisroel Sandel on January 03, 2016

Permanent life insurance, such as Whole Life or Universal Life, has long been accepted as a tax efficient way of accumulating cash for future needs. Soon the amount of funds…

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Ease Your Retirement Worries with Immediate Annuities

By Yisroel Sandel on December 01, 2015

The majority of Canadians work hard to accumulate a retirement fund and many are averse to exposing savings to unnecessary market risk after they retire. In today’s prolonged low interest…

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A Lifetime Gift for Your Grandchildren

By Yisroel Sandel on October 07, 2015

The Cascading Life Insurance Strategy If you are a grandparent wishing to provide an asset for your grandchildren without compromising your own financial security you may want to consider an…

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The Corporate Extraction Strategy

By Yisroel Sandel on August 02, 2015

Transferring a Life Insurance Policy to a Corporation ("UPDATE" This Strategy was good until it has been banned by CRA in the 2016 budget) The Corporate Extraction Strategy involves transferring…

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