On earnings: “Never depend on single income. Make investment to create a second source.”

On Spending: “If you buy things you do not need, soon you will have to sell things you need.”

On Savings: “Do not save what is left after spending, but spend what is left after saving.”

On taking risks: “Never test the depth of river with both feet.”

On Investment: “Do not put all eggs in one basket.”

On expectation: “Honesty is a very expensive gift. Do not expect it from cheap people.”